The woes and hardships brought on by the recession was a great wake up call for many. How are you spending your money, are you saving at all, do you have an emergency fund, what about retirement?
It is very important, now more than ever, to pay yourself first. I don’t mean buying an expensive handbag or taking a costly trip, but by saving your money. There are many of us that do not have savings accounts, retirement plans or emergency funds and with job cut backs, foreclosures and retirement seemingly further out of reach; we can no longer afford to live that way.